The advantage of this feature is that to maintain the zero rate of interest, you’ll need to make low month-to-month funds every month, together with the zero-interest introductory period. You must have a clear-cut plan for paying off the whole loan amount before the introductory interval involves an end. Otherwise, you’ll must pay interest on the outstanding balance, usually at a very lofty fee. Home equity loans permit you to borrow a single cost all at once.

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